Working Capital Loans

Cashify Capital’s Working Capital Loans are designed for businesses that need a quick infusion of cash to manage day-to-day operations. Whether it’s payroll, rent, marketing, or vendor payments, we help you access funds up to $500,000—with terms that make sense for your situation.

    • Eligibility: 6+ months in business
    • Documentation: Basic financials, ID, bank statements
    • Funding Timeline: 24 to 72 hours
    • Repayment: Fixed or flexible options based on cash flow

Merchant Advances

Perfect for businesses that process high volumes of card payments. Receive a lump sum upfront and repay it via a fixed percentage of term provided.

    • No fixed monthly payment
    • No hard credit pulls
    • Funds in 24–48 hours
    • Great for restaurants, salons, and retail

SBA Loans

The gold standard in business financing. We help you navigate SBA applications and documentation to access government-backed capital with low rates and extended terms.

  • Loan amounts up to $5 million+
  • Terms up to 25 years
  • Uses: real estate, expansion, acquisition, working capital
  • Eligibility: 2+ years in business, 680+ credit, full financials

 Lines of Credit

Stay agile with a flexible credit line. Draw what you need, repay as you go, and reuse funds without reapplying.

  • Credit limits up to $400,000
  • Revolving structure for ongoing needs
  • Great for seasonal, emergency, or short-term projects
  • Only pay for what you use

Equipment Financing

Need to upgrade your tools, tech, or machinery? Finance up to 100% of equipment costs with fast approvals and structured repayment plans.

  • Applicable to new or used equipment
  • Terms from 3 to 7 years
  • Ideal for construction, logistics, IT, manufacturing
  • Minimal impact on daily operations