Flexible, Fast Working Capital Funding to Keep Your Business Moving

At Cashify Capital, we understand that cash flow is the heartbeat of your business. Whether you’re covering day-to-day expenses, seizing a growth opportunity or navigating a seasonal dip, our fast working capital funding solutions are designed to provide the liquidity you need on your timeline. With streamlined approvals, transparent terms and personalized guidance, we help you access working capital without the delays, red tape or guesswork.

Quick Merchant Advance Funding Tailored for Small Business Growth

When opportunity knocks or expenses arise, waiting weeks for funding isn’t an option. At Cashify Capital, we offer fast, flexible merchant cash advances for small businesses that need capital now. With quick merchant advance funding, you receive a lump sum upfront and repay it through a fixed percentage of future card sales. No lengthy approvals, no rigid payment schedules just working capital that flows with your revenue, not against it.

Low Interest SBA Business Loans Built for Long-Term Growth

At Cashify Capital, we help entrepreneurs secure low interest SBA business loans for new ventures, expansion or debt refinancing. These government-backed loans offer competitive rates and flexible repayment terms. Our team simplifies the process from pre-qualification to funding, allowing you to focus on building your future.

Affordable Equipment Financing for Small Business Growth

At Cashify Capital, we help you invest in the tools and technology your business needs without straining your cash flow. Our equipment financing for small business owners is designed to keep operations running efficiently, whether you’re upgrading essential machinery, vehicles or IT systems. With fast approvals, structured repayment terms and affordable business equipment loans, we make it easy to acquire assets that drive long-term value. Fuel your growth with financing that works as hard as you do.

Flexible Business Line of Credit with Same Day Approval

At Cashify Capital, we provide flexible lines of credit for small businesses that need agility and access without the wait. Whether you’re managing seasonal swings, unexpected expenses, or preparing for growth, our business line of credit with same day approval gives you the financial control to draw funds when you need them, repay at your pace and reuse the credit again, no reapplication required.

Our Working Capital Programs
Include:

Traditional Term
Loans
  • Amounts from $10,000 to $500,000+
  • Short to medium terms (6–24 months)
  • Rapid approval with minimal paperwork
  • Suitable for hiring staff, marketing, taxes, rent
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Merchant Advance

  • Access to a $1,000,000+ 
  • Up to 18 months (about 1 and a half years) terms 
  • Only 3 Months’ time in Business Required 
  • No collateral, fast approval—often same-day
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Lines of Credit

  • Revolving credit lines up to $400,000
  • Pay interest only on what you draw
  • Easily reused for recurring cash flow gaps
  • Perfect for cyclical industries or seasonal demands
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SBA 7(a) and 504 Loans

  • Long-term, low-rate capital for established businesses
  • Backed by the U.S. Small Business Administration
  • Amounts up to $5 million
  • Great for large projects, refinancing, or acquisitions
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Who It’s For: 

We serve businesses across sectors including retail, construction, restaurants, healthcare, trucking, e-commerce, and more.